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Friday, 2 June 2017

DrnkPay App

An App will stop you to spending money when you're drunk

If you’re the kind of person who goes goes online to buy all kinds of weird things in the early hours of the morning, after an alcohol-fueled night out, you may be interested in a new smartphone app that blocks your credit cards for 12 hours if it thinks you’re too drunk to shop.
DrnkPay is a smartphone app that stops users from making purchases while drunk, which is apparently something people end up regretting. It was developed by UK financial consultancy company iBe TSE, after research found that half of British alcohol drinkers admitted that they regret a purchase made when drunk. The survey that inspired Drnkpay also revealed a few bizarre examples of things bought while intoxicated, like flying lessons, a rowing club lifetime membership for someone who doesn’t row, 30 pairs of flip flops, and even a live chicken.
“This is a problem many of us have encountered, so we decided to create a simple solution which uses the latest technology,” said Francesco Scarnera, CEO of iBe TSE. “Once you’ve hit your self-imposed limit, the app will lock your card and prevent you making further payments. It’s up to you whether to block all payments, or just certain ‘weak points’, such as takeaways, clubs, or that flight that seems like such a great idea at 4am.”
But how does a smartphone app know when you’re drunk, right? Well, that’s what the companion breathalyzer is for. It connects to your smartphone and sends data to the DrnkPay app whenever you blow in it. Once it decides you’ve had too much to drink, it locks your credit cards for 12 hours, which iBe TSE believes is plenty of time to sober up. Some people might have a problem with needing to blow into a breathalyzer in public, so the app also comes with a less conspicuous alternative – a bracelet-like biosensor, which constantly analyses the alcohol content in the user’s bloodstream.
For DrnkPay to work, users obviously have to link their credit/debit cards to the app. They can then set a limit of drinks they wish to have (like 3 pints of beer), and the app will only block the cards if they go over it. Also, the app allows you only block the cards for certain things, like online shopping, bars, food, etc., and also comes with a “Help me out” feature, which calls you an emergency Uber to take you home.

How it works?

01. Users link cards to the DrnkPay app (iOS and Android), then select the number of drinks they wish to have in advance (e.g. 3 pints of beer).

02. The types of payments to block are selected (e.g. bars / pubs, food, flights, online shopping or all categories).

03. All cards are then blocked for 12 hours.

04. A breathalyser, which is connected to the system via bluetooth, is used before each purchase to authorise payment.

05. If the user is under their pre-defined limit, the relevant cards are activated and payments can be made.

06. If the user is over their limit, their cards are blocked and cannot be used.

07. If your cards are all blocked, DrnkPay has a ‘Help me out feature’ allowing you to order an Uber home so you can get home safely.